Cars / Subaru Outback
Subaru Outback depreciation in USA
A Subaru Outback loses about 11.3% of its value per year in USA. Buy one new for $32,000 and after 3 years it's worth roughly $22,364 (70% retained); after 5 years, about $17,613 (55%). Driving more than ~12,000 miles/year pushes resale lower.
By USA standards the Subaru Outback depreciates at a moderate, mainstream rate, which is exactly what tips a buy-vs-rent decision one way or the other over a few years of ownership.
So should you buy it or rent it? At default assumptions the break-even long-term rental rate is about $649/month: rent below that and renting wins; above it, buying wins. Your price, financing, and mileage move this number, so run yours:
Buying wins · over 3 years
$0
cheaper than renting, all costs in.
Break-even rent: $649/month. Below that, rent; above it, buy.
If you buy: $23,372 total
| Down payment / cash price | $32,000 |
| Sales tax | $2,240 |
| Insurance | $4,500 |
| Registration | $750 |
| Maintenance | $1,288 |
| Opportunity cost of capital | $3,840 |
| Resale value (credit) | −$21,246 |
Expected resale, net of selling costs: $21,246 (range $18,521 to $24,235)
If you rent: $32,400 total
| Rental payments | $32,400 |
Fuel and tolls are excluded on both sides; you pay them either way.
Subaru Outback depreciation in USA, by the numbers
| Estimated new price | $32,000 |
|---|---|
| Annual depreciation rate | 11.3% per year |
| Estimated value after 1 year | $28,398 (89% retained) |
| Estimated value after 2 years | $25,201 (79% retained) |
| Estimated value after 3 years | $22,364 (70% retained) |
| Estimated value after 5 years | $17,613 (55% retained) |
| Typical resale range at 3 years | $19,496 to $25,511 |
| Break-even rent (default assumptions) | $649/month |
| Data behind this curve | calibrated estimate · 126 data points · R² 0.87 |
Figures assume a new purchase at typical mileage. The calculator above lets you set your actual price, age, odometer, financing, and holding period.
Frequently asked
How much does a Subaru Outback depreciate per year in USA?
Roughly 11.3% per year, based on our calibrated market model. Higher-than-average mileage accelerates the loss.
What will a Subaru Outback be worth after 3 years?
Around 70% of what you paid, about $22,364 on a $32,000 car at typical mileage (with a realistic range either side; we show a 10-90% band, not a single false-precision number).
Should I buy or rent a Subaru Outback in USA?
It hinges on the monthly rental rate you can get. At default assumptions (3 years, cash, 12,000 miles/year, 7% sales tax), the break-even is about $649/month: if you can rent below that, renting wins; above it, buying wins. Use the calculator to plug in your actual numbers.
Curve fit: calibrated estimate · n = 126 · R² = 0.87 · updated 2026-07-12 · methodology