Cars / Subaru Crosstrek
Subaru Crosstrek depreciation in USA
A Subaru Crosstrek loses about 9.8% of its value per year in USA. Buy one new for $27,000 and after 3 years it's worth roughly $19,783 (73% retained); after 5 years, about $16,079 (60%). Driving more than ~12,000 miles/year pushes resale lower.
By USA standards the Subaru Crosstrek holds its value exceptionally well, which is exactly what tips a buy-vs-rent decision one way or the other over a few years of ownership.
So should you buy it or rent it? At default assumptions the break-even long-term rental rate is about $551/month: rent below that and renting wins; above it, buying wins. Your price, financing, and mileage move this number, so run yours:
Buying wins · over 3 years
$0
cheaper than renting, all costs in.
Break-even rent: $551/month. Below that, rent; above it, buy.
If you buy: $19,846 total
| Down payment / cash price | $27,000 |
| Sales tax | $1,890 |
| Insurance | $4,500 |
| Registration | $750 |
| Maintenance | $1,260 |
| Opportunity cost of capital | $3,240 |
| Resale value (credit) | −$18,794 |
Expected resale, net of selling costs: $18,794 (range $16,276 to $21,449)
If you rent: $27,000 total
| Rental payments | $27,000 |
Fuel and tolls are excluded on both sides; you pay them either way.
Subaru Crosstrek depreciation in USA, by the numbers
| Estimated new price | $27,000 |
|---|---|
| Annual depreciation rate | 9.8% per year |
| Estimated value after 1 year | $24,341 (90% retained) |
| Estimated value after 2 years | $21,944 (81% retained) |
| Estimated value after 3 years | $19,783 (73% retained) |
| Estimated value after 5 years | $16,079 (60% retained) |
| Typical resale range at 3 years | $17,132 to $22,578 |
| Break-even rent (default assumptions) | $551/month |
| Data behind this curve | calibrated estimate · 162 data points · R² 0.86 |
Figures assume a new purchase at typical mileage. The calculator above lets you set your actual price, age, odometer, financing, and holding period.
Frequently asked
How much does a Subaru Crosstrek depreciate per year in USA?
Roughly 9.8% per year, based on our calibrated market model. Higher-than-average mileage accelerates the loss.
What will a Subaru Crosstrek be worth after 3 years?
Around 73% of what you paid, about $19,783 on a $27,000 car at typical mileage (with a realistic range either side; we show a 10-90% band, not a single false-precision number).
Should I buy or rent a Subaru Crosstrek in USA?
It hinges on the monthly rental rate you can get. At default assumptions (3 years, cash, 12,000 miles/year, 7% sales tax), the break-even is about $551/month: if you can rent below that, renting wins; above it, buying wins. Use the calculator to plug in your actual numbers.
Curve fit: calibrated estimate · n = 162 · R² = 0.86 · updated 2026-07-12 · methodology