Cars / Mazda CX-90

Mazda CX-90 depreciation in USA

A Mazda CX-90 loses about 13.9% of its value per year in USA. Buy one new for $41,000 and after 3 years it's worth roughly $26,125 (64% retained); after 5 years, about $19,345 (47%). Driving more than ~12,000 miles/year pushes resale lower.

By USA standards the Mazda CX-90 depreciates at a moderate, mainstream rate, which is exactly what tips a buy-vs-rent decision one way or the other over a few years of ownership.

So should you buy it or rent it? At default assumptions the break-even long-term rental rate is about $869/month: rent below that and renting wins; above it, buying wins. Your price, financing, and mileage move this number, so run yours:

Estimated curve: calibrated model, not yet fitted from live listings

Buying wins · over 3 years

$0

cheaper than renting, all costs in.

Break-even rent: $869/month. Below that, rent; above it, buy.

Your deal
If you buy
If you rent
Cumulative net cost if you exit at month m; lower is better. Shaded band = resale-value uncertainty (10-90%).
020k40k1y2y3ybuying wins from month 15BuyingRenting

If you buy: $31,289 total

Down payment / cash price$41,000
Sales tax$2,870
Insurance$4,933
Registration$750
Maintenance$1,635
Opportunity cost of capital$4,920
Resale value (credit)−$24,818

Expected resale, net of selling costs: $24,818 (range $22,297 to $28,442)

If you rent: $41,040 total

Rental payments$41,040

Fuel and tolls are excluded on both sides; you pay them either way.

Mazda CX-90 depreciation in USA, by the numbers

Estimated new price$41,000
Annual depreciation rate13.9% per year
Estimated value after 1 year $35,281 (86% retained)
Estimated value after 2 years $30,359 (74% retained)
Estimated value after 3 years $26,125 (64% retained)
Estimated value after 5 years $19,345 (47% retained)
Typical resale range at 3 years $23,471 to $29,939
Break-even rent (default assumptions) $869/month
Data behind this curve calibrated estimate · 83 data points · R² 0.87

Figures assume a new purchase at typical mileage. The calculator above lets you set your actual price, age, odometer, financing, and holding period.

Frequently asked

How much does a Mazda CX-90 depreciate per year in USA?

Roughly 13.9% per year, based on our calibrated market model. Higher-than-average mileage accelerates the loss.

What will a Mazda CX-90 be worth after 3 years?

Around 64% of what you paid, about $26,125 on a $41,000 car at typical mileage (with a realistic range either side; we show a 10-90% band, not a single false-precision number).

Should I buy or rent a Mazda CX-90 in USA?

It hinges on the monthly rental rate you can get. At default assumptions (3 years, cash, 12,000 miles/year, 7% sales tax), the break-even is about $869/month: if you can rent below that, renting wins; above it, buying wins. Use the calculator to plug in your actual numbers.

Curve fit: calibrated estimate · n = 83 · R² = 0.87 · updated 2026-07-12 · methodology