Cars / Ford F-150
Ford F-150 depreciation in USA
A Ford F-150 loses about 10.7% of its value per year in USA. Buy one new for $61,000 and after 3 years it's worth roughly $43,507 (71% retained); after 5 years, about $34,731 (57%). Driving more than ~12,000 miles/year pushes resale lower.
By USA standards the Ford F-150 depreciates at a moderate, mainstream rate, which is exactly what tips a buy-vs-rent decision one way or the other over a few years of ownership.
So should you buy it or rent it? At default assumptions the break-even long-term rental rate is about $1,162/month: rent below that and renting wins; above it, buying wins. Your price, financing, and mileage move this number, so run yours:
Buying wins · over 3 years
$0
cheaper than renting, all costs in.
Break-even rent: $1,162/month. Below that, rent; above it, buy.
If you buy: $41,845 total
| Down payment / cash price | $61,000 |
| Sales tax | $4,270 |
| Insurance | $7,389 |
| Registration | $750 |
| Maintenance | $2,448 |
| Opportunity cost of capital | $7,320 |
| Resale value (credit) | −$41,332 |
Expected resale, net of selling costs: $41,332 (range $36,443 to $46,590)
If you rent: $61,560 total
| Rental payments | $61,560 |
Fuel and tolls are excluded on both sides; you pay them either way.
Ford F-150 depreciation in USA, by the numbers
| Estimated new price | $61,000 |
|---|---|
| Annual depreciation rate | 10.7% per year |
| Estimated value after 1 year | $54,501 (89% retained) |
| Estimated value after 2 years | $48,695 (80% retained) |
| Estimated value after 3 years | $43,507 (71% retained) |
| Estimated value after 5 years | $34,731 (57% retained) |
| Typical resale range at 3 years | $38,361 to $49,043 |
| Break-even rent (default assumptions) | $1,162/month |
| Data behind this curve | calibrated estimate · 228 data points · R² 0.84 |
Figures assume a new purchase at typical mileage. The calculator above lets you set your actual price, age, odometer, financing, and holding period.
Frequently asked
How much does a Ford F-150 depreciate per year in USA?
Roughly 10.7% per year, based on our calibrated market model. Higher-than-average mileage accelerates the loss.
What will a Ford F-150 be worth after 3 years?
Around 71% of what you paid, about $43,507 on a $61,000 car at typical mileage (with a realistic range either side; we show a 10-90% band, not a single false-precision number).
Should I buy or rent a Ford F-150 in USA?
It hinges on the monthly rental rate you can get. At default assumptions (3 years, cash, 12,000 miles/year, 7% sales tax), the break-even is about $1,162/month: if you can rent below that, renting wins; above it, buying wins. Use the calculator to plug in your actual numbers.
Curve fit: calibrated estimate · n = 228 · R² = 0.84 · updated 2026-07-12 · methodology